The policy price does not change, so it will not rise as you age. This insurance is guaranteed for the rest of your life. Guess what? The insurance company does not refund your premiums instead, it keeps all of your money since it has insured you for so long. You can not get any more insurance now because you are still alive. This might be diabetes, cancer, or a stroke. However, during the 20, 30, or 40 years of your life, you have acquired a condition that the insurance carrier considers uninsurable. When you first bought your insurance, you were healthy and fit. The issue is that once your term is up and you meet the requirements for additional coverage, it will be whole life or permanent insurance, at which point your rate will be higher because you are many decades older. What does this imply? To expire means that your insurance will no longer be available after the term ends. In New York, the term is until you are 80 years old, and then it expires. This kind of coverage has a set duration. Let me break down both types of insurance so you can make an informed decision. However, too often, those who sell these products do not take the time to explain which would benefit them. The answer, in short, is that it depends on your needs. Many people find themselves wondering if Whole Life or Term Life insurance is the better option. These are generally the most straightforward and useful for most individuals. The two most popular kinds are Whole Life and Term Life Insurance. There are several alternative types of life insurance. This is the amount the policy will pay out if no debts or penalties are associated.
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Glory-of-the-Snow (Chionodoxa forbesii) – A Pretty Chipmunk Repellent PlantĪny gardener who has found a ripped-up tulip plant knows the distress of seeing all your hard work gone to waste.Onion (Allium cepa) – An Edible Chipmunk Repellent Plant.Alternatives to Chipmunk Repellent Plants.Planting Location for Plants that Deter Chipmunks.Plants that Repel Chipmunks: Planting Method.(elenakirey/mackoflower/tynza/lembi/andrewbalcombe/irinastev/) Since bird seed is one of the chipmunks’ favorite food sources, place bird feeders away from your home and out of reach of these garden pests. You can also try building L-shaped footers out of hardware cloth to protect your house’s foundation. To discourage chipmunks from settling on your property, remove wood and rock piles and trim back plants that could serve as shelter. In preparation for the winter, they hoard nuts and seeds in their burrows. Chipmunks also won’t turn their nose up at garbage or pet food. These small animals dig shallow burrows for hiding during their daytime foraging and deeper tunnels for nests and food storage.Īs omnivores, they eat diverse foods, including mushrooms, berries, seeds, and insects. When confronting a chipmunk problem, it’s necessary to understand their burrowing habits. Add plants that repel chipmunks to your landscaping to tell these pests, “Not in my garden!” However, finding holes in your yard and uprooted flower bulbs is enough to make anyone change their mind about the little critters. Chubby chipmunks with their cheeks stuffed full of nuts look so innocent it’s hard to imagine they could cause significant damage to your garden. You can open RAR files using Winrar or other Winrar alternative for mac mentioned down below. How To Open RAR Files on Mac OS with Winrar for mac Next, let’s see how to open RAR files on Mac using the files we just copied over. In the folder that opens up, paste the three files that you copied earlier.Enter the following folder URL in the box that opens up. Assuming you are already on the finder app, if not open the finder application and click on Go > “Go to Folder”.Open the folder and select three files and copy them from inside the folder, press and hold the commands key to select multiple files at once on macOS.Double click on the file which should extract the “RAR” folder or a folder with all the contents required to run Winrar on your macOS. Once the download is completed, open the downloads folder.The latest version as of the time me getting this guide ready is RAR 6.02 for macOS (64 bit). Go to the Winrar website’s download page and download the latest version of WinRAR for Mac OS for free from there.After that, there is some learning curve to it which is explained in details down below. To install Winrar on mac, you need to download the app first which is available for free. The only way to use Winrar for mac OS is from the terminal entering commands and this can be quite confusing for someone that has never used the terminals before.įirst, let’s look into downloading and installing Winrar on your Mac OS. Please bear in mind that if you are expecting to open RAR files on Mac OS the similar way you do on a Windows operating system, you should look into the alternatives. WinRAR – RAR ZIP 7Z Unarchiver Winrar For Mac OS – How To Install Winrar On Mac Still, Prudential’s massive size and decent capital ratio means it should have plenty of assets to fall back on. Its COMDEX score was especially low compared to the other major Fortune 100 insurers on this list like New York Life and MassMutual. Prudential did not score quite as well in terms of financial strength. Power’s annuity customer satisfaction survey. It has both a lower customer complaint number as well as a high ranking on J.D. Prudential also scores highly for customer satisfaction. It works with both individuals and workplace plans. It sells all the main types of annuities. Prudential sells annuities nationwide as well as in D.C. This makes sense as Prudential is also one of the largest global financial companies, ranking high in the Fortune 100. With annual premiums over $22 billion, Prudential is the largest issuer of annuities on our list. Customer complaints: 100% below average.Availability: 42 states (AK, AR, AS, AZ, CA, CO, DC, GU, HI, IA, ID, IL, IN, KS, KY, LA, MD, ME, MI, MO, MS, MT, NC, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY).In addition, it has a strong capital ratio. Pacific Life has an excellent COMDEX score, and it has decent financial strength ratings from both AM Best and S&P Global. In fact, they didn’t receive a single one during the most recent year measured by the NAIC. Pacific Life also has the very best score for customer complaints. Pacific Life offers an excellent selection of different types of annuities including variable, fixed index, fixed and immediate annuities. It does not operate nationwide though, missing some states primarily in the Northeast. Pacific Life has since expanded to sell throughout most of the country. It still has its headquarters near the Pacific Ocean, in Newport Beach, Calif. Pacific Life launched over 150 years ago in Sacramento, Calif. Availability: All 50 states, the District of Columbia, the U.S.If you’re interested in a MetLife Annuity, you’ll need to convince your company’s human resources to use them, or you’ll have to go through Brighthouse Financial. It split this business off into a separate company, called Brighthouse Financial. MetLife no longer sells annuities to individuals. MetLife is a major player in this sector, with a large market share and great customer satisfaction. It focuses on selling lifetime income products that can be used in workplace retirement plans, like a 401(k). Today, MetLife primarily sells insurance, investment products and annuities through group benefit programs. Over time, MetLife grew into one of the largest life insurance and annuity companies in the country. life insurance industry, tracing its roots back to 1864, when it started by selling insurance to Civil War soldiers and sailors. Availability: All 50 states, the District of Columbia and Puerto Rico.Thanks to all of these benefits, MassMutual ranks as our pick for the top annuity company of 2023. For annuities, MassMutual offers a full product selection including fixed, fixed index, variable and immediate annuities. MassMutual delivers fantastic customer service, and has an incredibly low customer complaint ratio. MassMutual’s financial stability is supported by a very strong capital ratio. The company has earned the highest possible AM Best rating, the second-highest possible S&P Global credit rating and a nearly perfect COMDEX score. MassMutual is our pick for the best annuity company because it has an incredibly secure financial foundation. MassMutual’s headquarters are in Springfield, Mass., and the company operates nationwide. They are one of the oldest and largest insurance companies in the country. The Massachusetts Mutual Life Insurance Company, MassMutual for short, has been in business since 1851. Update : This also works with Wind(Creators Update) The method that I used in my previous post would not be suitable for other environments where you would still want users to have some control over apps that were pinned to the Start Menu. How to Free Download Driver for Windows 10/8.Here’s a quick update on an option I missed in my previous post about how to customise the Start Menu and Taskbar for new Windows 10 1607/1703 installs. If you discover additional workarounds for the Start button not working in Windows 10, Windows 8.1 or Windows 8 issue, please share with us in the comments section below.įree Windows Driver Update - Get the Latest PC Drivers Note: Keep in mind that use Driver Talent to back up you drivers before updating your Windows drivers in case of driver crashes or further severe computer issues.Īpart from Windows drivers download and update, Driver Talent includes other advanced features, such as drivers restore, drivers uninstall, drivers pre-download for another PC, PC Repair (no sound, no video, no Wi-Fi etc.), hardware detection, VR support check and PC speed up, etc. Reboot your PC to allow the Windows drivers update to come into effect. But don’t update what ain’t broken for stability purpose. Plus, you have the freedom to click “Update” to update all your drivers to the latest version. Driver Talent will automatically download and install the best-matched drivers for your PC behind the scene. The outdated, corrupt, broken or missing drivers will be listed.Ĭlick “Repair” to fix the detected problematic Windows drivers. Click “Scan” to scan all the Windows drivers. For more details, you could also refer to the User Guide of Driver Talent. Take the 3 easy steps to use Driver Talent to download and update Windows drivers for Windows 10, Windows 8.1 and Windows 8. To make things easier, it’s highly recommended to use a dedicated and reputable driver download and update utility software application like Driver Talent, which could scan out all your erroneous Windows drivers then automatically repair or update them in a few minutes.Ĭlick the button below to download Driver Talent directly. To prevent the issues, you shall download and update drivers for Windows 10, Windows 8.1 or Windows 8 from time to time.ĭrivers download and update is complicated and time-consuming, and incorrect drivers may lead to a system crash. If there are outdated, corrupt, broken or missing drivers on your Windows computer, your computer will suffer various Windows related issues, such as no Wi-Fi, no sound, screen flickering, blue screen, USB device not recognized, etc. Numerous computer issues are triggered by faulty Windows drivers. Reboot your computer Driver Download and Update for Windows 10/8.1/8 The SFC utility will scan out all corrupt system files and then repair them. Note: Make sure to put a space between “sfc” and the slash. Type the sfc /scannow command and hit Enter Step 1.Press Windows +X simultaneously and select Command Prompt (Admin) Therefore, you could run the SFC command (System File Checker) to repair or restore the problematic system files. The issue that the Start button not working in Windows 10 or the Start menu not working in Windows 8.1 or Windows 8 could also be caused by corrupt or missing system files. Run SFC to Resolve Start Button Not Working in Windows 10/8.1/8 Once the command execution is finished, enter Exit and hit Enter to close Powershell Solution 3. Copy and paste the command below and hit Enter Type powershell and hit the Enter button to open Windows Powershell Press Windows + R altogether to launch the Run dialog box If resetting your PC doesn’t solve the Windows 10 Start menu button not working or Windows 8.1/8 Start button not working problem, you could use Powershell to fix it. Fix Windows 10/8.1/8 Start Menu Button Not Working through Powershell Select Just remove my files and click Next Click Get started under the Reset this PC option To fix the Start button not working in Windows 10, Windows 8.1 or Windows 8, you could try to reset your PC first. Reset Your PC to Fix Start Button Not Working in Windows 10/8.1/8 See Also: Free Windows 10 Update - How to Successfully Update to Windows 10 Solution 1. If you also run into the Windows Start button not working issue, here are a couple of ways you could try out to fix the Start button not working glitch in Windows 10, Windows 8.1 or Windows 8. Recently, a number of users report the issue that their Start button is not working or Start Menu won’t open. 3 Solutions to Fix Start Button Not Working in Windows 10, 8.1, 8 Listen to us reminisce about watching the Dalek movies on the big screen in glorious 4K where we were so close we could feel their fire, and then burrow our way down the nostalgia tunnel to the good old pirate VHS scene where we discuss how we got to see and acquire vintage Doctor Who and how technological advances along the way made it much easier to watch our favourite shows without waiting 18 months plus to hit Australia TV. Staff Xmas Party – The Eighth (Days a Week!) The dreaded metal pepper pots are the focus of our Target Book Club this episode! We whisk ourselves away via the power of prose to Skaro, Mechanus, Spiridon and…umm…Skaro again and too close things out we put forward our nominations for Fanwank of the Year Award!Īll this plus our tribute to the late, great Chris Boucher, find out which co-host’s bottom appeared in the DWB Compendium AND will Dave’s coffee table survive the channelling by Richard of Doctor Who’s number one fan? And let your mind boggle at the stories of fist fights in the men’s room! Gas as we regale you with tales of guests who made a beeline for the buffet lunch and then shout through. We reminisce about our favourite and not so favourite convention anecdotes where discuss our (naughty and nice) encounters with Doctor Who fans and guests alike. What other shows failed to escape the dreaded guillotine and ‘Holy censorship!’, we detail the cuts made to Caves of Androzani Part 4 and would have Mark’s ‘directors cut’ suggestion for the ending saved the show from cancellation?Īll this plus Rob goes back to the sweet, sweet 90s and gives us all a taste of Young Rob’s percolating bile against the New Adventures! 42 to Doomsday –And Cut it Now!Įpisode 107 – We are back (and just in time for Xmas!) While Rob is forages through the hoarder’s house for any fragments of Power of the Daleks, Mark, Dave and Richard reconvene! Was there any method to their madness? Or was it down to an individual’s view on how to protect fragile Australian minds from British filth and violence? We discuss the process of how episodes of Doctor Who and other TV shows were submitted for review before transmission and what needed to be excised to achieve a ‘family friendly’ rating during the 60’s 70’s and 80’s. In this episode we demonstrate how troubled with the able assistance of researcher Mike Pummel who has dug up a treasure trove of correspondence relating to the many cuts that were inflicted upon our favourite show! Episode 109 – Doctor Who has always had a troubled relationship over the years with Australian censors. In the Android app, the squid personally reminds you what needs to be done and praises you when you complete tasks. One of the things I enjoyed most about this was not just the standard cool features you come to know and love of many task managers, but the notifications and reminders. Once the most popular task manager on Lifehacker this cute squid once managed all my tasks for me after I left RTM behind. Meh: crazy high subscription fee and severely disfunctional phone apps without it Astrid Astrid the squid could not be any cuter! Love: e-mail reminders, smart task adding, tags That’s when I found out that with a free account, you are only allowed to sync once a day! Fine, I thought, I’ll go premium… As it turns out, that’s 25 dollars…. When I got an Android smartphone, I was excited to get the RTM app so I could check off my tasks anywhere. It has a nice and clean interface and many repeating task options. Back then, I mainly used it for repeating house chores. This was the first list keeping application I ever used. Oh RTM and your little cow favicon ( I might have mentioned this before), how I used to love you. Remember the Milk Cute RTM cow favicon in action I’ll summarize my love, feelings of meh and other assorted ramblings for Remember the Milk, Astrid and Wunderlist and Todoist below. So let’s get started with the list comparison (lol). I’m by no means a GTD-fan, but I do enjoy a good AutoFocus FV session (I’ll write a blog on that technique next) and lists in general. If there’s anything I love doing, it’s making To-do lists and if there’s another thing I really love it’s finding cool apps that help me get stuff done. This is not the correct place to be fundraising.A blog post topic that has been ironically lingering on my To-do list for some time is a comparison of task managers I’ve been using over the years: Remember the Milk (RTM), Astrid, Wunderlist and Todoist. Do not ask for upvotes, money, donations, or any form of payment. All members have the right to use this subreddit without the risk of members being pestered.ĭo not ask for money, donations, upvotes, or other services. We wish to keep the subreddit a safe place for all. This type of advertising is a form of harassment and is unacceptable. Moderators will not hesitate to ban people for this, even if the offence is not carried out on the subreddit. No Advertising via DMs - The use of direct messages (DMs) to advertise a personal site (app, website, platform) is forbidden. Moderators may use significant discretion when considering whether content is NSFW or not. 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Boyce added two holes to the nail to add a. If you haven’t had enough of the color, pink, then we also recommend checking out these most romantic pink and red Valentine’s nails. Hot pink, black, and silver were the main colors in this rockstar mani, and the pink-and-black pinky nail is a textured snake print look. Use pink and black to fill the little squares. You can create all sorts of designs using these two colors, from simple polishes to more intricate patterns. For a edgy and trendy look, try pairing hot pink with black. Stylish Light Pink Nail Trends To Try This Seasonįrom classic pink color nails with butterfly designs to ombre pink nails with irresistibly cute hearts on top, it’s time to paint the world pink, one nail at a time! Go for this beautiful nail decoration only if you know you have a steady hand. Its versatility makes hot pink a great combination with so many other colors. Stylish Light Pink Nail Trends To Try This Season.This black outline will neutralize the hot pink colour and give your nails a. By following these tips, you can maintain a beautiful and long-lasting pink manicure that will make your nails stand out in any crowd. From light pink nails to pink nail designs with glitter, you can find a. Lastly, don't forget to touch up your polish every few days to keep your pink nails looking fresh and vibrant. Instead, opt for a gentle nail polish remover that's free of harmful chemicals. Avoid using harsh acetone-based nail polish removers, which can dry out your nails and leave them brittle. In addition, be gentle when removing your polish. Dry nails are more prone to breaking and chipping, so apply cuticle oil or hand cream regularly to keep your nails healthy and hydrated. Anyways, This week it was my turn to pick design and I wanted to do something that used negative space as well as something bright and this is what I came up. this shimmery, black, and pink nail art look. Doing so will weaken and damage your nails, causing them to chip and break easily.Īnother important tip is to keep your nails moisturized. a glass of bubbly is de riguer on new years eve night, be it in champagne form or with new years eve nail looks. Whether you are using nail polish, dip powders, acrylic, or. Nails are not meant to be used as tools for opening cans, scratching off stickers, or other such activities. Try a smooth transition from dark to light shades of pink, or incorporate another blending color. You can dress up or down with them for everyday wear or for dressed-up occasions. Here are some tips on how to maintain and care for your pink nails to keep them looking fresh and vibrant.įirstly, avoid using your nails as tools. For a unique mix of flirty fun and conservative stability, a pink and black nail design gives you a mix that is both girly and tough. Such manicure is notable for its brightness, it will 100 attract. After spending time and effort on a perfect pink manicure, you'll want to ensure that it lasts as long as possible. Latest Black & Pink Manicure Design with Nail Art Trends 2023. Scoring also works differently, in a way that better rewards the flow of skilled gameplay. The most obvious handicap for Easy mode players is the stabilizer, which heals 20-30 vitals in a single injection, about twice as strong as it is on other difficulties. On higher difficulties, vitals drop faster, mistakes are more costly, and bad things happen more often. At any time, you can switch between Easy, Medium, and Hard modes, Hardīearing the closest resemblance to Under the Knife. This version of the game offers a much more accommodating range of difficulty than its predecessor. Still moving tumors, but now less obviously so. The GUILT look less threatening and more fantastical than the plausibly scientific-looking parasites of the original game.ĭeftera. The operations are a lot less gruesome, and it complements the game’s shift to a somewhwat lighter tone. The result is a lot more consistent, and noticeably cleaner. The art style, too, is drastically different – everything is glossy and stylized, from the character portraits to the patients’ insides. The Wiimote’s rumble gives feedback to most of your actions, but it feels a bit much less like Mapping the Nunchuk’s control stick to a radial menu of surgical tools improves the flow of gameplay a lot there is no more rushing to the sides of the screen to select a new tool. In exchanging the stylus for a Wiimote, the wrist strain is mostly gone, but the satisfying tactile experience is mostly gone. The most notable change, of course, is the switch to Wii motion controls. Second Opinion is somewhere between a remake and an expansion of Under the Knife. And because of you, I've started to see the universe differently. You believe in ghosts and angels and maybe even Santa Claus. You are irrational and impulsive, superstitious and exasperating. 'Dear Agent Booth, you are a confusing man. Brennan gave a beautiful speech about the man who changed her life: Brennan: When Hodgins and I were buried alive, we each wrote a message to someone we loved in case our bodies were ever found. Booth went off the cuff with vows about how they've been playing a game of chase and have now caught one another. Brennan spouted off nervously that she wasn't being given from one man to another like property. Minus the fact that Christine didn't appear to be in attendance at the wedding, which was odd, the ceremony was everything we could have expected. Instead of in a church, they got married at the place where it all began: The Jeffersonian. So thank you, Angela, for overcoming your Booth hate, realizing that this couple deserves a happy celebration after everything they've been through, and making sure it happened despite their protests that they would plan it all themselves. That was about as Brennan-esque an explanation for their not being invited in the first place as we could possibly have been given and it worked but couldn't erase the feeling that they shouldn't have needed a cold case to appear in this episode.īooth burning down the church after lighting a candle for Brennan's mom and Angela stepping up to the plate to throw them a wedding turned everything around, ultimately making the episode a win.Īfter Pelant, murders, nerves, gambling pools, and acts of God threatened to keep them apart, Angela was insistent that they would get married. It made it convenient for Brennan to invite them all to the wedding after originally leaving them off the guest list because they weren't in relationships and she didn't want to flaunt her own happiness. The flip side of having all the squints show up to solve the case is that it made the cold case feel contrived. Calling in Edison who called in all the squints to work for free was great. On the other hand, she's come a long way in 8 seasons and would understand that a 30 year old case could wait a day. On the one hand, Brennan would want to solve the case even to the detriment of her own life and happiness. The fact that a cold case nearly kept them from the altar, not so much. There’s even a few hits that, played at the wrong time, might be described as ‘annoying.’ But when you truly need a pick-me-up, all of these songs will instantly brighten your day.Everyone placing bets on when the wedding would be called off, while terrible because they're all supposed to be Booth and Brennan's friends, was sort of funny. On this list of the best happy songs ever written, you’ll find modern Top 40 bangers, joyful ‘60s and ‘70s soul jams, quirky rock tunes and mellow mood enhancers. But a happy song - one specifically written to put all pain on hold - can penetrate almost any funk. Of course, a sad song or a mad song can make you feel happy, if it means something to you. No matter what’s going on in your life, hearing the right song at the right time can make everything feel better, at least for that moment. What music really, truly does better than any other artistic medium, though, is act as a dose of serotonin for the soul. Sure, not all tunes are necessarily meant to put you in a better mood - some are meant to piss you off, or offer an empathetic voice in times of sorrow. Nothing lifts the spirits like a good song. |